Our Mission

Over the years we end up investing a lot into our personal lives. We have houses, cars, recreational toys and investments in hobbies. Insuring these items can be complicated, so at the Cartier Agency we try our best to simplify the process by putting everything on one policy. It doesn’t matter if you are into ATV’s, boats, jewelry, guitars, motorcycles or bicycles we can find the right personal policy for you.

At the Cartier Agency we focus on prompt and efficient service, knowing that you want to spend time enjoying you life and hobbies, not managing your insurance. Through technology investment and continued staff training we have made the insurance process efficient and painless.

Cartier Agency

Keys to Insuring Your Interests

Expansive Coverage Analysis

  • Evaluate Current Coverages to Ensure your properly protected and engage multiple package carriers to find the best coverage with the most competitive premium

Agency Services

  • 24 hr service with access to policy changes, verification of coverage and premium evaluation
  • Team that stays on top of insurance industry trends, laws, regulations and technologies


  • Claims reports analysis
  • Home Replacement Cost Evaluation
  • Driving Record Reports


  • Claims team that works with you and the insurance company to close claims in an efficient manor so you can focus on the things you love to do.

Our Home & Auto Coverage Options Include:

An insurance policy for businesses that insures against damage to buildings and contents due to a covered cause of loss, such as a fire. This policy may also cover loss of income or increase in expenses that result from the property damage.
A personal auto policy provides insurance coverage for damage or injuries to others, in the form of liability insurance, and can also provide coverage for injuries or damages to the insured. In addition to providing required liability coverages, you may also obtain coverage for physical damage to your vehicle, personal property and full glass coverage.
Homeowners policies covering property and liability for a location that is not your primary residence. Whether it's a second home in another city, a cabin on the lake or a condo; you need a comprehensive property and liability policy to protect you in the event of a loss.
Landlord insurance provides coverage for property owners renting out one or more residential homes, apartments or condos. As a landlord, you need protection from financial loss that may result from damages to a rental property due to fire, break-in, severe weather and more. In addition, policies can protect you in the event that you're found liable if someone is injured on the property or if you are required to pay for damage done to the property of others.
From jewelry to collectibles, you might have more valuables than you realize. Your homeowners policy may not cover, or provide enough coverage, for those items. Scheduling these valuable items on a separate policy ensures that your belongings will have adequate coverage in the event of a loss.
Umbrella insurance is extra liability insurance designed to protect you from major claims and lawsuits, and as a result helps protect your assests. This policy provides additional liability coverage above the limits of your homeowners, personal auto and recreational vehicles.
A boat insurance policy provides coverage for damage to your boat, motor, trailer as well as liability coverage. Most homeowners have restrictions for coverage on boats, so a separate policy is best to ensure that you don't leave yourself underinsured.
Everyone has different hobbies and interests, so whether it's your off-road vehicle, RV or travel trailer, there are lots of options for covering all of your recreational vehicles. Coverage includes personal liability and coverage for damage to the vehicle itself.