Home & Auto Insurance

Personal Assets

Over the years we end up investing a lot into our personal lives. We have houses, cars, recreational toys and investments in hobbies. Insuring these items can be complicated, so at the Cartier Agency we try our best to simplify the process by putting everything on one policy. It doesn’t matter if you are into ATV’s, boats, jewelry, guitars, motorcycles or bicycles we can find the right personal policy for you.

At the Cartier Agency we focus on prompt and efficient service, knowing that you want to spend time enjoying you life and hobbies, not managing your insurance. Through technology investment and continued staff training we have made the insurance process efficient and painless.

   WITH THE RIGHT POLICY IN PLACE WE CAN INSURE YOUR INTERESTS

Our Home & Auto Coverage Options Include:

Homeowners

Homeowners insurance can help you protect many different aspects of your home, such as the physical structure of your home, the belongings inside your home and the cost of medical expenses for a person injured on your property. Coverage is highly customizable to help us protect the things that are most important to you.

Personal Auto

A personal auto policy provides insurance coverage for damage or injuries to others, in the form of liability insurance, and can also provide coverage for injuries or damages to the insured. In addition to providing required liability coverages, you may also obtain coverage for physical damage to your vehicle, personal property and full glass coverage.

Seasonal & Vacation Dwellings

Homeowners policies covering property and liability for a location that is not your primary residence. Whether it’s a second home in another city, a cabin on the lake or a condo; you need a comprehensive property and liability policy to protect you in the event of a loss.

Landlord

Landlord insurance provides coverage for property owners renting out one or more residential homes, apartments or condos. As a landlord, you need protection from financial loss that may result from damages to a rental property due to fire, break-in, severe weather and more. In addition, policies can protect you in the event that you’re found liable if someone is injured on the property or if you are required to pay for damage done to the property of others.

Scheduled Items/Floater

From jewelry to collectibles, you might have more valuables than you realize. Your homeowners policy may not cover, or provide enough coverage, for those items. Scheduling these valuable items on a separate policy ensures that your belongings will have adequate coverage in the event of a loss.

Umbrella

Umbrella insurance is extra liability insurance designed to protect you from major claims and lawsuits, and as a result helps protect your assests. This policy provides additional liability coverage above the limits of your homeowners, personal auto and recreational vehicles.

Boats

A boat insurance policy provides coverage for damage to your boat, motor, trailer as well as liability coverage. Most homeowners have restrictions for coverage on boats, so a separate policy is best to ensure that you don’t leave yourself underinsured.

Recreational Vehicles

Everyone has different hobbies and interests, so whether it’s your off-road vehicle, RV or travel trailer, there are lots of options for covering all of your recreational vehicles. Coverage includes personal liability and coverage for damage to the vehicle itself.