Farm Insurance

With the ever changing landscape in farm it is hard enough to keep up with crop prices, soil conditions and the weather. We know how much energy you have put into building your farm and it is our job to protect the future of that farm.

At the Cartier Agency we focus on prompt and efficient service, knowing that you want to spend time cultivating your farm, not managing your insurance. Through technology investment and continued staff training we have made the insurance process efficient and painless.


Our Farm Insurance Coverage Options Include:


Property coverage protects your building and its contents from damage due to a loss. Coverage can include farm home and contents, detached garages and other farm and ranch structures.


Farm liability insurance provides coverage for liability arising from bodily injury, personal injury or damage to property of third parties. These exposures may include premises liability, operations liability, product liability and pollution liability.


Auto insurance pays for claims resulting from an employees’ accident while driving a company vehicle, or even their own vehicle on company time. Coverage includes liability for bodily injury and property damage and can also include direct damage to the company vehicle.


Whether a personal horse owner, stable owner, breeder or trainer, we offer a broad range of horse and stable insurance coverage options that can be tailored to meet your specific property, liability and operational needs. Coverage may include boarding, breeding, lessons and riding programs, shows/clinics, training, horses owned for private personal use and stable owners.

Workers Compensation

Workers compensation coverage can replace lost wages, pay for medical treatment and protect your business and its assets if an employee suffers an injury while working.


Farm equipment is one of a farmers’ largest investments. A farm equipment policy provides coverage for direct physical loss to the farm equipment used to operate your farm on a daily basis.


Livestock face mortality risks caused by accidents, sickness and disease. Livestock insurance covers broad causes of loss, which may include accidental shootings, attacks by dogs or wild animals, floods, loading and unloading accidents and sudden and accidental fatal collisions.


Umbrella liability insurance gives your business additional coverage when a claim exceeds an underlying policy’s insurance limits. Coverage can be extended over coverages such as General Liability and Auto policies in increments of $1,000,000.