Contractor Insurance

When you are spending you days trying to manage time between employees, job sites, subcontractors and materials, you don’t have time to worry about your insurance. We understand that you have put a lot of time and energy into your business and it is our job to protect it.

At the Cartier Agency we focus on prompt and efficient service, knowing that you want to spend more time on the job site, not managing your insurance. Through technology investment and continued staff training we have made the insurance process efficient and painless.

   WITH THE RIGHT POLICY IN PLACE WE CAN INSURE YOUR INTERESTS

Our Contractor Insurance Coverage Options Include:

Property

Property insurance can provide coverage for your building, storage buildings, garages, fixtures and other structures from direct physical loss. It may also cover specific features of those structures, such as installed floor coverings and building glass.

Liability

Contractors liability insurance provides coverage for liability arising from bodily injury, personal injury or damage to property of third parties. These exposures may include project premises locations, independent contractors, contractual liability and products and completed operations.

Workers Compensation

Workers compensation coverage can replace lost wages, pay for medical treatment and protect your business and its assets if an employee suffers an injury while working.

Umbrella

Umbrella liability insurance gives your business additional coverage when a claim exceeds an underlying policy’s insurance limits. Coverage can be extended over coverages such as General Liability and Auto policies in increments of $1,000,000.

Auto

Auto insurance pays for claims resulting from an employee’s accident while driving a company vehicle, or even their own vehicle on company time. Coverage includes liability for bodily injury and property damage and can also include direct damage to the company vehicle.

Equipment

Your equipment is your livelihood. Contractors equipment insurance provides protection for equipment, small tools, employees’ tools and borrowed equipment when you are on the job.