Business Insurance

Protect your Investment

As a business owner, we know you have put countless hours and investment into your business. It is our job to make sure that investment is protected. No matter what type of business you operate we pride ourselves on getting you back in business when the worst happens.

At the Cartier Agency we focus on prompt and efficient service, knowing that you need to spend time on your business, not managing your insurance. Through technology investment and continued staff training we have made the insurance process efficient and painless.


Our Business Insurance Coverage Options Include:

Commercial Property Insurance

An insurance policy for businesses that insures against damage to buildings and contents due to a covered cause of loss, such as a fire. This policy may also cover loss of income or increase in expenses that result from the property damage.

Commercial General Liability

An insurance policy that protects your business from financial loss should you be liable for property damage or personal and advertising injury caused by your services, business operations or your employees.

Business Owners Policy

An insurance package policy typically purchased by small and mid-sized businesses which combines protection from all major property and liability risks in one package.

Workers Compensation

Workers compensation coverage can replace lost wages, pay for medical treatment and protect your business and its assets if an employee suffers an injury while working.

Inland Marine Insurance

An insurance policy that generally covers property that is movable or transportable. It is often used to cover property that needs broader protection than what may be provided by a typical Business Owners Policy.

Commercial Auto Insurance

An insurance policy that provides coverage for cars, trucks, vans or other vehicles driven for business use. Coverages include liability insurance for bodily injury and property damage that may result from a vehicle accident occurring while you or someone from your organization is driving for business purposes. You can also purchase physical damage coverage for vehicles your business owns, leases or hires.

Commercial Umbrella Insurance

Umbrella liability insurance gives your business additional coverage when a claim exceeds an underlying policy’s insurance limits. Coverage can be extended over coverages such as General Liability and Auto policies in increments of $1,000,000.

Professional lLability

A liability coverage designed to protect professional advice and service-providing individuals and companies against liability incurred as a result of errors and omissions or negligence in performing their professional services.