Service Offerings:
Business
Health Insurance
We offer the following plans:
- Health Savings Accounts (HSAs)
- Health Reimbursement Accounts (HRAs)
- PPOs
We work with organizations and businesses to put together a health insurance plan that cost-effectively accomplishes their goals. With our auto fill application, clients only need to fill out one form and the rest are automatically completed so we can send them out to multiple carriers to get the best bid.
We offer:
- Voluntary life insurance
We meet with employees one-on-one at your location, giving them easy access to the information they need. - Employer paid
We represent a number of carriers and look at rates yearly to ensure we are offering the best policy for our clients. - Buy-sell agreements
We consult with business owners and craft a buy-sell agreement that will protect the interest of the owners. - Key person life insurance
If the loss of a key executive would have a significant impact on your company, we can help you identify a policy that would allow the business time to either find a new person or implement other strategies.
We offer:
- Employer-paid dental insurance
- Voluntary dental insurance
Through research and knowledge of industry trends, we can analyze your insurance plan and make recommendations to save you money.
We offer:
- Short- and long-term disability insurance
Both employer-paid and voluntary - Business buyout
Allows owner(s) to buy out partner in the event he or she becomes disabled - Business overhead
Covers overhead expenses in the event an owner becomes disabled
We can work with a business to identify potential issues and insure against them, writing a buy-sell agreement that covers disability as well as death.
We offer:
- 401(K)s
- Simple IRAs
- SEP IRAs
We hold group meetings to introduce plans and then individual meetings with employees to ensure we are meeting their investment goals with fiduciary responsibility.
We offer:
- Health Savings Accounts (HSAs)
- Health Reimbursement Accounts (HRAs)
- PPOs
We spend a lot of time with clients to help them sift through all of the choices and customize a plan to fit their needs.
We offer:
- Term
- Whole life
- Universal life
- Variable life
We spend a lot of time with clients to help them sift through all of the choices and customize a plan to fit their needs.
Dental insurance is available to individuals, as a separate policy from health insurance. We work with clients to determine which benefits they need, for a plan that is appropriate and cost-effective.
People often overlook disability insurance in their financial planning, but your income may be your biggest asset. We help you determine how this coverage fits into your long-term plan.
As the government works toward transitioning people off of Medicaid, they are incenting them to purchase long-term care policies. Because we went through the state's partnership education, we are able to sell this insurance and present you with the top options available.
We offer:
- Mutual funds
- Variable annuities
- IRAs
- Roth IRAs
- 529s
Through various tools, we are able to gauge clients' risk and choose the best portfolio mix for each individual. We work to minimize fees and minimize risk through diversification.
Disclosure Statement
Jeremy Jeanette is a Registered Representative of Park Avenue Securities LLC (PAS), 920 2nd Avenue South #1100, Minneapolis, MN 55402. Securities products/services offered through PAS, a registered broker-dealer (612-746-2200). Field Representative, The Guardian Life Insurance Company of America (Guardian), New York, NY. PAS is an indirect, wholly owned subsidiary of Guardian. Cartier Financial is not an affiliate or subsidiary of PAS or Guardian. PAS is a member of FINRA, SIPC.
The following products/services are not underwritten by The Guardian Life Insurance Company of America: Property & Casualty Insurance, Liability Insurance, Individual Health and Individual Dental Insurance.
Disability Income and Long Term Care Insurance are underwritten and issued by Berkshire Life Insurance Company of America, Pittsfield, MA, a wholly owned stock subsidiary of The Guardian Life Insurance Company of America, New York, NY, or provided by Guardian. Products not available in all states. Product provisions and features may vary from state to state.
Jeremy Jeannette is licensed to conduct insurance business in Minnesota, Wisconsin, South Dakota and Michigan.
Contact an Agent
Jeremy Jeannette
Vice President of Life and Health Sales
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Joe Jeannette
President Cartier Financial Services
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Griffin Jeannette
Commercial/Employee Benefits Account Executive
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What are my alternatives if I am unable to get individual health insurance because of a pre-existing condition?
If you live in Minnesota, you are able to get coverage through Minnesota Comprehensive Health Association (MCHA). If you are a Wisconsin resident, you are able to get coverage through Health Insurance Risk Sharing Plan (HIRSP).
Check out all of our FAQs.
Select an agent from the list below.