Service Offerings:

Commercial Package

Commercial Package

We cover…

  • General liability
  • Products and competed operations
  • Personal and advertising injury
  • Property
  • Business income
  • Crime

Workers’ Compensation

We specialize in saving you money on your workers’ compensation policy by researching codes to identify the right area for each employee. We can also analyze your experience modification to determine if there are areas we can help save you money.

Umbrella/Excess Liability

We do a wide variety of umbrella limits specific to your needs.

Bonds

Bonds

We offer…

  • Performance bonds
  • Bid bonds
  • License bonds
  • Employment benefits bonds
  • Plus, many more

Liquor Liability

We offer liquor liability for bars/taverns, restaurants and special events.

Commercial Auto

Commercial Auto

The road is unpredictable.

That’s why we offer…

  • Bodily injury and property damage liability
  • Comprehensive and collision
  • Uninsured/underinsured motorist
  • Hired and non-owned liability

Inland Marine/Equipment Floater

This insurance covers property that cannot be reasonably confined to a fixed location, including:

Inland Marine/Equipment Floater
  • Equipment
  • Tools
  • Installation
  • Floaters
  • Computers
  • Cargo
  • In transit

Professional Liability/Errors and Omissions

Protect your company from claims in the event a client holds you responsible for errors or failure to perform as promised in a contract.

Whereas most agents have to go through a third party to work with carriers that offer this type of policy, we have direct contracts with them.

Directors and Officers

Directors and Officers Insurance protects directors and officers of for-profit or nonprofit organizations from liability in the event of a claim or lawsuit against them asserting wrongdoing in connection with their duties related to the organization.

Employment Related Practices

Employment Related Practices insurance covers an employer in the event of claims by employees, former employees or potential employees related to discrimination, sexual harassment, wrongful termination and other employment-related allegations.

Garage Liability

Garage liability protects garages; service stations; vehicle rental agencies; car washes; and owners of automobile, trailer or RV vehicle dealerships.

Garage Liability

We offer…

  • Garagekeepers’ liability
  • Auto liability
  • Products and completed operations

Builders Risk

Builders risk covers new construction and remodels.

Employer Sponsored Program

Employees benefit from an additional discount above the multiple home and auto reduced rate.

Contact an Agent

Joe Jeannette President Cartier Financial Services
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Tom Cartier President
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Justin Black Account Executive
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Griffin Jeannette Commercial/Employee Benefits Account Executive
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My employee got injured on the job, what should I do?

Fill out a first report of injury and send to Deb as soon as possible.

Check out all of our FAQs.

Select an agent from the list below.