You know your business. We know how to protect it.

Service Offerings:

Restaurant/Tavern

We work with carriers that specialize in restaurants/taverns, allowing us to provide coverage that is appropriate for the risks inherent in the business.

Restaurant/Tavern

We offer…

  • General liability
  • Liquor liability
  • Property
  • Workers' compensation
  • Umbrella
  • Business income
  • Spoilage
  • Special events

Contact Cory for restaurant/tavern insurance.

Professional Liability/Errors and Omissions

Protect your company from claims in the event a client holds you responsible for errors or failure to perform as promised in a contract.

Professional Liability/Errors and Omissions

We cover…

  • Attorneys
  • Architects
  • Contractors
  • Accountants
  • Consultants
  • Healthcare workers
  • And many more

Contact Matt for professional liability/errors and omissions insurance.

Tribal Nations

We have worked with tribal business for more than 20 years. We understand the importance of incorporating language in the programs that is designed to protect tribal sovereign immunity. The tribal insurance programs offer a complete one-stop coverage form, eliminating the need to buy separate coverage for each area.

We cover…

  • Property
  • General liability
  • Housing authority
  • Business income
  • Auto
  • Crime
  • Umbrella
  • Workers' compensation
  • Employment related practices
  • Medical professional
  • Counselor professional
  • Police professional
  • Volunteer fire department
  • Liquor liability
  • Tribal officials liability
  • Sex abuse

Contact Joe for tribal nations insurance.

Private Investigators

We are members of the Minnesota and Iowa Associations of Private Investigators and Protective Agents (MAPI and IAPI).

Private Investigators

We cover…

  • General liability
  • Professional liability/errors and omissions
  • Armed or unarmed
  • Property
  • Workers' Compensation
  • Auto

Contact Cory for private investigators insurance.

Hotel/Motel

Hotel/Motel

We work with businesses ranging from small motels to large hotel development corporations.

We cover…

  • General liability
  • Property
  • Workers' compensation
  • Restaurant/tavern
  • Umbrella
  • Builders risk

Contact Cory for hotel/motel insurance.

Contractors

We specialize in analyzing workers' compensation policies to provide contractors the most cost-effective solution.

Bonds

We cover…

  • General liability
  • Errors and omissions
  • Commercial auto
  • Workers' compensation
  • Property
  • Inland marine

Contact Justin for contractor insurance.

Resorts

Resorts

We take the time to explore the unique safety exposures associated with your resort to ensure you have sufficient protection.

We cover…

  • General liability
  • Boats
  • Property
  • Workers' compensation
  • Builders risk
  • Umbrella
  • Restaurant/tavern

Contact Cory for resort insurance.

Agriculture

Because we have a relationship with a carrier that only writes agriculture policies, we can offer appropriate coverage for operations ranging from dairy farms to feed mills.

Agriculture

We cover…

  • General liability
  • Property
  • Workers' compensation
  • Auto
  • Livestock
  • Crop
  • Builders risk

Contact Matt for agriculture insurance.

Employer Sponsored Programs

Employees benefit from an additional discount above the multiple home and auto reduced rate.

Contact Mike for employer sponsored programs.

Nonprofits

Nonprofits

We work with all ranges of nonprofit organizations to determine their unique insurance needs.

We cover…

  • General liability
  • Property
  • Workers' compensation
  • Professional liability
  • Directors and officers
  • Builders risk

Contact Griffin for nonprofit insurance.

Contact an Agent

Griffin Jeannette Commercial/Employee Benefits Account Executive
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Joe Jeannette President Cartier Financial Services
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Tom Cartier President
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Matthew Cartier Co-Owner and Account Executive
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If I terminate an employee and they sue me, how am I covered?

Your general liability does not cover you in this instance. You will need to purchase employment practices liability coverage.

Check out all of our FAQs.

Select an agent from the list below.