Our reputation is everything.

Cartier Agency Duluth, MN

Founded in 1979, Cartier Agency has grown into a leading independent insurance agency because of our commitment to provide our clients with friendly, personal service and expertise in all areas of the insurance industry. While we're located in Minnesota, we can service clients throughout the United States. Currently we have customers in 35 states.

Our team of professionals represents many years of experience in personal, commercial, life and health insurance. We work hard to build strong relationships with our insureds so they will have confidence in our management of their insurance plans.

Cartier Agency has built a reputation of trust and integrity. We believe in becoming an integral part of our community. As a group we have served on many community boards and committees, belonged to numerous service organizations and contributed to the betterment and well-being of the Duluth area. We are a family-based business and look forward to providing insurance plans to our clients well into the future.

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Tom Cartier President
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Justin Black Account Executive
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Jeremy Jeannette Vice President of Life and Health Sales
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Matthew Cartier Co-Owner and Account Executive
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What are my alternatives if I am unable to get individual health insurance because of a pre-existing condition?

If you live in Minnesota, you are able to get coverage through Minnesota Comprehensive Health Association (MCHA). If you are a Wisconsin resident, you are able to get coverage through Health Insurance Risk Sharing Plan (HIRSP).

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